
How Interest Rates Impact Car Loans
When the Federal Reserve adjusts its benchmark rate by even a quarter point, the headlines focus on mortgages and credit cards. Car loans rarely make the front page. But for the average American buyer, the rate environment can swing the lifetime cost of a vehicle by…

How Trade-In Equity Affects Loan Decisions
Read more: How Trade-In Equity Affects Loan DecisionsMost car buyers think of a trade-in as a simple credit applied to the new car’s price — drop off the old vehicle, get money off the new one, drive away. The reality is more consequential than…

How Loan Terms Affect Total Cost of Ownership
Read more: How Loan Terms Affect Total Cost of OwnershipMost car buyers walk into a dealership focused on one number: the monthly payment. They tell the salesperson “I need to be at $500 a month” or “I can do $700 max” and let the financing department…

How Auto Lending Is Regulated
Read more: How Auto Lending Is RegulatedThe auto lending industry has undergone significant changes in recent years, with regulators cracking down on unfair and deceptive practices. As a result, consumers have more protections in place to ensure they are treated fairly when purchasing…

How Fintech Startups Are Changing Auto Financing
Read more: How Fintech Startups Are Changing Auto FinancingThe automotive industry has undergone a significant transformation in recent years, with fintech startups playing a vital role in shaping the future of auto financing. Traditional lenders and dealerships are no longer the only options for consumers…

How Credit Unions Compete with Big Auto Lenders
Read more: How Credit Unions Compete with Big Auto LendersWhen it comes to financing a car purchase, many people automatically turn to major auto lenders like banks or online lenders. However, credit unions are often overlooked, despite offering competitive rates, personalized service, and a more community-focused…

OEM-Subsidized Financing Programs Explained
Read more: OEM-Subsidized Financing Programs ExplainedWhen it comes to buying a new vehicle, financing options can be overwhelming. With so many lenders and programs available, it’s hard to know where to start. One option that’s often overlooked is OEM-subsidized financing programs. These…
























































